Wiki Schlagwort: future of payments

Cash isn’t disappearing as quickly as many predict. A new study by the Deutsche Bundesbank challenges the simple “cash to cashless” narrative and outlines three possible payment futures for 2037 — each one still making room for cash.

The Digital Euro is moving closer to reality, with the ECB targeting a rollout by 2029 and a pilot phase as early as 2027. As the payments landscape evolves towards a hybrid model, businesses must prepare for new infrastructure, compliance requirements, and customer expectations shaped by both digital and offline payment capabilities.