Across Europe, the way people access and use cash is changing fast. With traditional ATMs steadily disappearing from high streets, more consumers are now choosing to withdraw money directly at the retail counter. For many shops and supermarkets, this “cash back” service has become an expected part of customer convenience — but it’s also creating new pressures behind the till.
Manually handling cash withdrawals takes time, distracts staff from serving other customers, and increases the potential for errors. At the same time, cash still plays an essential role in everyday spending — meaning retailers can’t simply step away from it.
That’s where JCM’s MRX offers a smarter way forward.
Even in highly digital markets, cash remains an important payment method. It supports financial inclusion, keeps retail ecosystems resilient during outages, and gives customers real choice. The challenge now is not whether to handle cash, but how to handle it efficiently.
Retailers offering cashback are, in effect, performing the same function as an ATM but often without the automation and control that makes the process seamless. This is where JCM’s experience in secure cash-handling technology becomes invaluable.
The MRX Recycler is designed specifically to take the friction out of retail cash handling by automating both cash-in and cash-out operations.
Compact, fast, and secure, it allows retailers to:
In short, the MRX transforms the checkout from a manual cash point into a self-contained, automated, and auditable system.
The MRX also looks ahead to the future of cash regulation. Article 6 of EU Regulation No. 1338/2001 is already a binding standard for banks and CIT companies and regulates the requirements for authenticity checks and the reuse of banknotes. Even though these requirements do not currently apply to the retail sector, it is entirely possible that they will be extended to non-banking companies such as retailers in the future. The MRX BNF from JCM Global is certified (page 15) by the European Central Bank (ECB) and officially registered as Article 6 compliant. It thus offers retailers a technologically advanced, regulatory-compliant solution for cash management – with maximum efficiency, complete traceability, and futureproofing.
The MRX is one element within JCM’s wider cash management ecosystem, which integrates recyclers, validators, and smart safes into a connected framework for secure, efficient operations. Backed by over 70 years of Japanese engineering excellence, JCM continues to redefine how cash is handled – not just more safely, but more intelligently.
As retailers adapt to becoming the new access point for cash, JCM’s solutions help ensure that this transition is smooth, secure, and sustainable – keeping both customers and operations moving with confidence.
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